Detached House sold at 109 Ellen Street, Tay, Ontario, L0K 2A0 - Victoria Harbour - MLS: S12872684

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109 Ellen Street

Tay, Ontario, L0K 2A0 - Victoria Harbour

$584,000$000000

Virtual Tour

Neighbourhood

Victoria Harbour
Major Intersection

Jephson St/Ellen St

Listed Since: 51 day(s)
Last update: 30 day(s) ago

Virtual Tour

Overview

Property Type

Detached, 2-Storey
Bedrooms

2
Bathrooms

1
Basement

Unfinished + Crawl Space
Kitchen

1
Total Parking

6 (2 Detached Garage)
Lot Size

101x199.77 (Feet)
Taxes

$2,862.00 (2025)
Type

Freehold

Property Description

Property description for 109 Ellen Street, Tay

Location. Privacy. Lifestyle. Perfectly positioned in the heart of Victoria Harbour, this thoughtfully rebuilt detached home (2011) offers a wonderful balance of comfort, privacy, and everyday convenience. Just a short walk from local amenities and the waterfront, the property is anchored by the practicality of a spacious two-car garage and set on an impressive 101' x 199.77' fully fenced lot. The outdoor space has been carefully designed to create both entertaining areas and quiet corners to relax, including a peaceful rear deck ideal for unwinding at the end of the day. Inside, the home features two large, sunlit bedrooms, each complete with wall-to-wall closets and the exciting opportunity to create a private ensuite retreat if desired. The open-concept living area forms the welcoming heart of the home, where upgraded appliances and a warm eat-in kitchen create an inviting space for both daily living and hosting family and friends. Thoughtful upgrades throughout-including an on-demand water heater, paved driveway, and battery backup system-add comfort, convenience, and peace of mind to this charming residence offering 1,164 square feet above grade, plus an unfinished lower level ready for future possibilities.

Listed by KELLER WILLIAMS EXPERIENCE REALTY

Property details

MLS #

S12872684
Sq. Ft

1100-1500
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

51-99
Pool

None
Drive

Pvt Double
Garage

Detached, 2 spaces
Total Parking

6
Family Room

N
Den

N
Exterior

Vinyl Siding
Fireplace

N
Roof

Asphalt Shingle
Foundation

Concrete
Elevator

n/a
Water View

n/a
Laundry Level

n/a
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

MLS #

S12872684
Sq. Ft

1100-1500
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

51-99
Pool

None
Drive

Pvt Double
Garage

Detached, 2 spaces
Total Parking

6
Family Room

N
Den

N
Exterior

Vinyl Siding
Fireplace

N
Roof

Asphalt Shingle
Foundation

Concrete
Elevator

n/a
Water View

n/a
Laundry Level

n/a
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

Kitchen

4.77 x 4.1 ft Main level

Eat-In Kitchen, Vinyl Floor, Stainless Steel Appl
Living

5.79 x 2.91 ft Main level

Laminate, Window, Ceiling Fan
Br

5.04 x 3.05 ft 2nd level

Broadloom, Closet, Ceiling Fan
Br

5.03 x 2.78 ft 2nd level

Broadloom, Closet, Ceiling Fan

Contact Manoj Kukreja

Sales Representative,
Century 21 People’s Choice Realty Inc.,
Brokerage
(647) 576 - 2100

Property History

Property history for 109 Ellen Street, Tay

This property has been sold 5 times before. Create your free account to explore sold prices, detailed property history, and more insider data.

Estimated price

Date

Price

Change

2026-03-11

$566,238

1.61%

Local Real Estate Price Trends for Detached in Victoria Harbour

Active listings

Average Selling Price of a Detached

April 2026

$528,750

Last 3 Months

$578,189

Last 12 Months

$600,072

April 2025

$701,875

Last 3 Months LY

$573,242

Last 12 Months LY

$604,045

Change

-25%

Change

-1%

Historical Average Selling Price of a Detached in Victoria Harbour

Average Selling Price

3 years ago

$755,543

Average Selling Price

5 years ago

$738,498

Average Selling Price

10 years ago

$409,000

Change

-30%

Change

-28%

Change

29%

How many days Detached takes to sell (DOM)

April 2026

Last 3 Months

Last 12 Months

April 2025

Last 3 Months LY

Last 12 Months LY

Change

-85%

Change

72%

Change

11%

Average Selling price

Mortgage Calculator

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Amortization

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Down Payment ($)

Down Payment (%)

Closing Cost Calculator

This data is for informational purposes only.

Closing Cost Total for this property

Total Cash flow for purchasing this property

Purchase Price

First time home buyer

Down Payment($)

Down Payment(%)*

Additional information

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registration Fee's

$164

Title Insurance

Closing Cost Total

Total Cash flow for purchasing this property

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registarion Fee's

$164

Title Insurance

Purchase Price

Down Payment($)

Down Payment(%)*

First time home buyer

* A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.

Contact Manoj Kukreja

Sales Representative, Century 21 People’s Choice Realty Inc., Brokerage
(647) 576 - 2100

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